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Thread: New Car Buying Shennanigans

  1. #101
    Modding this sack of shit BehindBlueI's's Avatar
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    Quote Originally Posted by TGS View Post
    Large fleet sales is a whole 'nother topic that is completely irrelevant to this topic, nor is insurance even a part of this conversation, but even the largest government fleet in the USA still gets warranty service.
    Warranties are just another form of insurance. I think he means "self-insured" as in paying for their own repairs. Fleets get manufacturer's original warranties like anyone else, but I doubt many fleets are buying extended warranties. We have our own garages and mechanics. Things do go back to the dealer if under original warranty or for recall stuff, else fleet maintenance does it.
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  2. #102
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    Quote Originally Posted by rob_s View Post
    Re: extended warranties...

    Part of what has me considering a new truck is a series of repairs to my current truck over the last couple of months to the tune of about $3k. Most of those repairs would have been covered under an extended warranty. My factory warranty expired at 60k.

    I don’t recall what it would have cost to get the extended warranty when I bought, or what the financed price would have co e to with interest (even though I paid the car off about 30 months into the 60 month loan). But if it get to the finance desk again and they say “the extended warranty is $2k” I might be hard pressed to pass it up.

    If the problems continue up, as I truly fear they will, my threshold when i do buy new will get even higher.

    I’m sort of interested in CPO as my old Escalade was a CPO and I had great warranty service in that (they came to my house and replaced my battery for free in my driveway, for example) but I want a 2021 Durango (not out long enough to be available used) or a 2020-2021 Ram 1500 (the CPO market is pretty slim pickins) or a 2021 f150 (even then we ones aren’t on the lot yet).
    7 yr/100k mile warranty from Chrysler Direct right now is a touch over $2k for a Ram 1500 with under 12k miles when the warranty is purchased. Note it has a $100 deductible. The deductible will be per issue.

    Even with your $3k in repairs, you'd have come out ahead financially to put the $2k in an index fund and withdrew as you needed repairs, even if the issues all popped up between 60k and 100k miles.

    Some people will come out ahead, just like some people win at slot machines...but I'm being literal when I say warranties have a worse payout rate then casinos.

    If you're very risk averse and don't mind paying for that risk reduction, here's a much cheaper source then what the dealer will initially tell you:

    https://chryslerwarrantydirect.com/

    You can buy from any dealer, and the above link is a front for a dealer in Michigan: https://www.crchryslerdodgejeepram.com/ You can buy from them or use their quote to beat down your dealer. It's the exact same warranty no matter who you buy from and every dealer will honor it.
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  3. #103
    Member TGS's Avatar
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    Quote Originally Posted by BehindBlueI's View Post
    Warranties are just another form of insurance. I think he means "self-insured" as in paying for their own repairs. Fleets get manufacturer's original warranties like anyone else, but I doubt many fleets are buying extended warranties. We have our own garages and mechanics. Things do go back to the dealer if under original warranty or for recall stuff, else fleet maintenance does it.
    So, funny side note about fleet repairs and stuff.....

    Repairs for GSA-leased vehicles (the majority of federal cars) just go through common repair shops. If the repair is below $3000, then you don't need additional quotes....over $3k, and you have to get additional quotes.

    The unintended result is that in NYC/NJ, our repairs were always $2900 dollars even if it realistically was just a $400 job, because they knew they could get the money. It's ironic how government regulation for the purpose of oversight and cost savings is easily sidestepped and probably resulting in higher expenses overall compared to just "letting it be".
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  4. #104
    Modding this sack of shit BehindBlueI's's Avatar
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    Quote Originally Posted by TGS View Post
    So, funny side note about fleet repairs and stuff.....

    Repairs for GSA-leased vehicles (the majority of federal cars) just go through common repair shops. If the repair is below $3000, then you don't need additional quotes....over $3k, and you have to get additional quotes.

    The unintended result is that in NYC/NJ, our repairs were always $2900 dollars even if it realistically was just a $400 job, because they knew they could get the money. It's ironic how government regulation for the purpose of oversight and cost savings is easily sidestepped and probably resulting in higher expenses overall compared to just "letting it be".
    Yeah, your fleets are so dispersed and so diverse it'd be a logistic nightmare to have a central garage. And I'm not surprised at the corruption in the slightest.
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  5. #105
    Site Supporter rob_s's Avatar
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    Quote Originally Posted by TGS View Post
    I was looking at a CPO Porsche Macan or CPO Audi SQ5. Then I realized that I'm not hauling big loads of scuba gear anymore, I'm homesteading in the mid-atlantic instead of the Northeast, and when I move or something as mundane as buying a new bed, I have enough of a salary that I can afford to rent a utility van or pay to have the oversized item delivered. Especially given that my wife still has an Outback we could use if needed, I don't personally need a crossover/SUV any more. To add to that my local track doesn't allow SUVs of any kind regardless that the Porsche Macan is actually higher performing on a track than most cars.

    So, I started looking at the Audi TT RS and Porsche Cayman, both certified pre-owned. My heart is kind of in to the Cayman as I've always wanted one, it's a better track car, and I think it'll get by as a daily driver especially since I'll be using public transit to commute at my next assignment and likely well after for the majority of my career. The Audi TT RS makes better sense as a persons only vehicle due to the storage layout and AWD, but its Haldex-based AWD system means it isn't a good track car and my heart isn't particularly after it. In any case, either can easily be had for $50k, which isn't anything that "normal humans" can't afford...tons of normal people buy vehicles in that price range. Both are high performance vehicle, and while both actually have some of the highest reliability ratings on the market they are quite expensive to repair when something goes wrong.....for instance the excellent Porsche Doppelkupplung transmission. Unless you're planning on heavily modifying the car, it makes sense to buy one CPO and get their extended warranty for 10 years/100,000 miles that happens to cover the reliable yet high cost items like the engine and transmission.

    Moreover, Porsche typically doesn't seek to deny warranty claims if you track your car. "Race" is different, but Porsche specifically sells its brand on track enthusiasts and even pitches "hospitality" tents at track events. They generally encourage track days, actually.
    The main things that keep me out of any sorts of “sports car” are:
    1. The roads here are not fun
    2. The roads here are exceedingly dangerous
    3. Much of my time on roads here are highway, which is even less fun and more dangerous
    4. I “need”, at least for now, room for me + wife & two kids



    1-3 are generally the things that keep me from buying a new motorcycle too. I had one when I moved from central FL to south FL, and kept it about a year before finally concluding that riding here is both boring and exceedingly dangerous. All risk, no reward.

    1-4 combined keep me coming back to the XC60 T8 model, but (a) apparently Volvo dealers are also shitbags in SEFL and (b) nobody can definitively seem to tell me if it’s hybrid “enough” to get into the HOV lane legally. If “a” wasn’t true and “b” was answered “yes”, I might already own one.

    But every time I see a new Macan on the road it occurs to me that they’ve been out for a minute and maybe there’s some current-iteration CPOs showing up finally...


    ETA:
    I should also say that I’ve owned one performance car in the past. It was a 2006 GTO. What I found was that cars are like guns, almost nobody that owns them actually uses them. I’d go to car show nights and ask the other GTO guys what their 1/4 mile times were and they’d say “oh, no! I don’t take it to the track!” So I can’t help but giggle every time I hear someone talk about track, or theoretical track, performance.

    The #1 reason I sold that car was that I was consistently getting 1/4 mile times that looked to be about as best as I was going to get out of a factory setup, and with a laundry list of upgrades ready to break the bank I decided to bail instead.
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  6. #106
    Site Supporter rob_s's Avatar
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    Back to the “buying on the internet” thing...

    I’ve replied to a few of these people’s “when can I call you” email with “if I wanted to talk in the phone I would have called you myself. Thanks for your time, I’ll look elsewhere” and gotten a couple of responses from a new person that’ll now claiming to be the “manager” and looking to make a deal. So maybe that’s some sort of trick or hack (or scam) I have no idea.

    In other news, I downgraded my trim level to “bog horn” and found a truck that otherwise ticks all of my boxes. The “built to serve” package bothers me a bit because I didn’t and don’t serve, but other than that (and the associated other features lost in the big horn) it seems pretty spot on and at a much lower price.

    So I emailed them too
    https://www.orlandododge.com/auto/ne...o-fl/51542322/
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  7. #107
    Site Supporter Hambo's Avatar
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    Quote Originally Posted by rob_s View Post
    The “built to serve” package
    Shows that it includes the 9 speaker package, but they're also showing that as an included $700 option.
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  8. #108
    Chasing the Horizon RJ's Avatar
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    Well...not much to add to the above experiences, most of which mirror mine.

    We've bought and sold a bunch of cars last few years. Experiences have been mixed.

    From just the last 10 years or so:

    Carmax I would give high marks to. I bought an E91 BMW wagon for my wife while I was in Atlanta on a business trip (looked at it in the rain, at night, no less) and had it shipped to Orlando. No issues with the sale (the car is another story). I've gotten several quotes from them as well, and sold cars either outright to them or used their estimate to help me in trade in situations.

    I bought a '16 Dodge Ram 2500 Laramie 4WD crew cab with the Cummins engine through the Fiat Chrysler Affiliate program, because of my retirement status associated with my company. I did a complete custom order, with many bells and whistles (in my defence, the wife did state "buy the one you want" ). I had to wait about 8 weeks for the truck to be made at the plant in Saltillo Mexico and shipped to my local dealer. But the price was pretty good. They made money and I saved a bunch. Truck turned out great. I kinda still miss that vehicle.

    On Porsches, I dealt with a local dealer on one, bought one used from a "prestige" sales outfit and I traveled to NY to buy another.

    The new purchase was very smooth, their SUVs are best sellers, so you have lots of choices. My wife wanted a base Cayenne with a particular set of options that we located in Texas; it was shipped no charge to us for inspection. The sales manager at this dealer is an acquaintance. We arrived at a price fairly quickly; we wanted the car and he wanted a sale "for his own".

    The used one was a Cayman 981S on a lot, out front, and apparently the 6MT put off most buyers when they saw it. My wife actually spotted it and called me. As a used sports car with high mileage the price was pretty flexible. It was a former (but not current) CPO car and in good shape. (If a CPO Porsche is sold by a non-affiliated dealer, the car loses CPO status).

    My actual CPO was a two year old 991.2 poverty spec model; we flew up to JFK and got a rental car to drive to the dealer in Long Island. I paid the asking price; these cars are very configurable when new, so finding a good, clean, low mileage car in the colors and option set you want in acceptable condition with good service history is difficult. 7MT is also pretty hard to find, as the PDK is much more common. So when they come up for sale, the price is pretty firm. If you hesitate, no problem, but they sell pretty briskly, so you need to move fast if you want one. The deal was pretty cut and dried; the thing that prolonged our stay in the showroom was the wait for the bank wire to go through to the dealer's account. We were rolling out there by dinnertime, having arrived mid-morning. The dealer was great; they even helped me return the rental car and suggested a good Long Island Diner for lunch. The two day drive back to Tampa was a lot of fun.

    We had a Honda, bought new; one of the new Accords in '18 I think it was. The car was a huge disappointment, and the sales experience matched. I don't know what it is about Honda dealers these days; with a good solid product they seem to have the slimiest sales people. At least in my limited recent experience. Taking test drives and working the deal was not a pleasant experience. We finally held our noses and bought one for an acceptable deal.

    Mrs. RJ has had a couple Lexus's (Lexi?) recently, and the experience was overall positive and pain free. The first one, our particular sales guy wasn't around when we were ready to buy. We didn't really care who wrote up the sale, and arrived about 6pm, and told them we had our checkbook ready. Still took over 3 hours, despite the fact we'd already worked out the price. The second was much easier; the guy was new but very sharp. We got the price worked out, brought our payment and were driving off with the car in about an hour and a bit. This dealer has also exceeded expectations on the subsequent two routine service experiences.

  9. #109
    Site Supporter rob_s's Avatar
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    Quote Originally Posted by Hambo View Post
    Shows that it includes the 9 speaker package, but they're also showing that as an included $700 option.
    I think that’s just a function of the way the dealer’s site lists the features. The 9-speaker doesn’t appear to be listed separately on the sticker.
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  10. #110
    Abducted by Aliens Borderland's Avatar
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    Quote Originally Posted by TGS View Post
    Large fleet sales is a whole 'nother topic that is completely irrelevant to this topic, nor is insurance even a part of this conversation, but even the largest government fleet in the USA still gets warranty service.
    How so?

    I thought we were talking about extended warrantees (insurance). My point was local governments don't borrow money to buy vehicles and they don't have insurance to maintain them, which saves them a lot of money on operating costs.

    You can apply that concept to your personal financial situation as well. I know, not using banks and insurance companies is a radical concept.

    Warranties and insurance are two different things.
    Last edited by Borderland; 12-26-2020 at 10:21 AM.
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