I have carried a snub nose 38 in my pocket for a long time. I normally carry with HBWC or DEWC. I find they work well for general task that I have called upon them to perform. I have shot armadillos, finished off deer that have been shot and animals that have been hit by a vehicle, venomous snakes and anything else Ive needed them to do. I am now carrying either my 43 or 19 more and more. I have my magazine with JHP "carry load". I am looking for something to carry in my spare mag that will provide cheap, effective and humane shots on critters. Nothing I shoot requires massive penetration. I dont know that a cheap reload hollow point or even FMJ would not be the trick. Just curious if anyone has found a good general round for 9mm?