Recently it seems that I've had to replace debt cards every 6 months or so due to fraud and online use. I'll admit it's convenient but damn the hassle is becoming bothersome. We have debit cards but no credit cards. I understand the difference in that the credit card payment comes due every month and there's a heavy price to pay (interest) if you don't pay the amount due in full. That wouldn't be the case for us as we have no debt other than the day to day stuff like food, utilities and fuel. In other words we don't play the credit/loan game.
I just got off the phone with the bank to dispute two charges in the last few days. About all they would say is we have to investigate this. OK, investigate it, but if I end up paying it the debit card gets cut up.
Anyway, my question to those that only use a credit card, Is this more secure than a debit card. Do credit cards make it easier to track down a charge. I see all manor of coding on debit transactions, including bogus phone numbers, and I can't figure out where some of those charges came from. My wife also uses that card and can't remember if she charged a certain item or not, so it's up to me to figure out if it's legit.
My neighbor, who was in business for a long time and worth a few million, says to ditch the debit cards.