$400 annually doesn't seem like a lot if you're going to remodel a bath or kitchen. We just replaced a tube shower with a stall shower. Geezer mod. The material was about 2K from HD. Some of the panels were damaged and had to be returned. I do like the fact that Lowes has vet parking close to entrance but HD usually has what I need. Lowes, meh. None of the employees in either store want to make eye contact with shoppers and rarely ask if you need help.
My neighbor worked at HD for awhile before they canned his ass over some un PC comment. I get along with him OK but the guy has some issues. Probably acquired those in prison. He did some time. We all have our social preds. I generally don't like the Irish, but it's too late to deport them.