I haven't paid enough attention to know if we're in worse economic standing than any point in the last few decades or not, but it seems that there may at least an argument for it. I'm curious what members here do financially and if there have been any recent changes some of you have made in light of current events or personal preferences. Understanding that many don't like to disclose personal financial choices, recommendations you would make to others may also help move the conversation along instead of discussing your specific circumstances. For the context of the poll, I'm asking the question based on the assumption that unsecured debt is paid off or at least very manageable.