I am a fraud and security expert.
Send me your account number of the compromised card, your SSN, PIN and mom’s maiden name and I’ll take care of this for you.
Your best bet is to contact the bank, cancel the card, and move on. You should also put a freeze your credit bureau, but that should always be something you do.
As noted in the article you linked, the OPM data breach was conducted by Chinese Intelligence. The OPM hack is far from the only possible vector for someone to steal your identity or $$ from your bank account and I doubt Xi Jinping needed the 20k.
As for the OP - 100% the email was a phishing attempt. If you clicked on the link you may want to have your device checked for malware.
A credit freeze is not a bad idea either.
Yep. Had my bank account hacked for 25K. I wasn't monitoring it so 3 days and they had the transfer. Took me 2 months to get my bank to reimburse the lose. Mostly because they have untrained employees working in banks for minimum wage. I came very close to filing a complaint with the AG's office because of their incompetence.
That was an identity theft that scored somebody a lot of money. Electronically transferred the money from my account. Wasn't the first time it's happened either. Had the same thing happen about 15 years ago with a credit card renewal. That one was for 25K also. Personally, I don't care how it happens because I have no control over it. I just monitor my accounts everyday now and block the ones that aren't legit. All of those that I didn't initiate. Every one of them.
Lately a lot of charges shows up there that aren't legit. Hackers using my personal information and who knows how they got it. If you pay bills online like I do everyone of those people that work for those companies has your bank account information. Think about that for a second. Employees working for minimum wage have access to your personal banking information. All they need to do is have nothing that shows up on BC and they have a gold mine of information.
Last edited by Borderland; 09-20-2022 at 08:53 PM.
In the P-F basket of deplorables.
I agree with HCM. This was almost certainly PHISHING. That is what happens when they do NOT really have your complete data, and are hoping that you will with take their BAIT.
Just clicking on their link is a minor victory, as it confirms, to them, that there is a real, live fish. Actually telling them anything, on-line or by phone, is giving them more. Giving them as one more numeral or letter of your real data is a win, for them. If they get your mother’s maiden name, or the last four of your social, or, heaven forbid, your entire social and/or D.O.B., well, they have really won. Folks will see a phishing e-mail, then take the bait, and give them those identifiers, all too frequently.
Do not take their bait. Do not even make a ripple, that lets them know that you really exist.
Last edited by Rex G; 09-21-2022 at 01:57 AM.
Retar’d LE. Kinesthetic dufus.
Don’t tread on volcanos!
“Amazon” and “PayPal” send me stuff, all the time. Yesterday, it was “Bestbuy.” This happens. If I suspect that it is not phishing, I can simply go to the account, by the KNOWN GOOD route, and view any REAL notifications.
I subscribe to a service, Credit Wise, that informs me, when anyone runs a credit check on me, or opens an account in my name, or when my information appears on the dark web. It is accessed through a VISA account.
Last edited by Rex G; 09-21-2022 at 01:53 AM.
Retar’d LE. Kinesthetic dufus.
Don’t tread on volcanos!