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Thread: Am I missing something here on car payments?

  1. #1
    HAS ELECTROLYTES LittleLebowski's Avatar
    Join Date
    Feb 2011

    Am I missing something here on car payments?


  2. #2
    I Demand Pie Lex Luthier's Avatar
    Join Date
    Feb 2015
    Pig's Eye, MN
    Oh, my.

    $1500-2500/mo seems a bit outsize for a depreciating asset.
    How much money are they bringing in per month, anyway?
    "Things that try to look like things often do look more like things than things." - Terry Pratchett
    I kid, I kid. It could have just as easily been a Dachshund (corrected for Lex so that his glorified gerbil doesnít get a case of the ass) - Trooper224

  3. #3
    Oh Dremel, Dremel, Dremel JCN's Avatar
    Join Date
    Jun 2019
    Probably dry firing
    Quote Originally Posted by LittleLebowski View Post
    Bad news is coming for these people.
    Those idiots!!!!

    Donít they know how much ammo they could buy with that money?!!!!
    Currently Iím still within the acceptable dickhead parameter of PF 2017+.

  4. #4
    Gucci gear, Walmart skill Darth_Uno's Avatar
    Join Date
    Aug 2017
    I know a kid paying $1200 for a Ford Raptor. Makes $20/hr and still lives at home so itís not wiping him out. But still. Sweet truck though.

    The rest of the site is a commie shithole, but r/askcarsales on Reddit is quite interesting.

  5. #5
    Bet they have lots of student loan debt too. All so they could work at a job they could lose tomorrow while handing over 20%+ of their income right back to their employer. Genius.

    ZERO should be the goal but, I guess it's some sort of masochistic social media flex to show how heavily debt leveraged you are.

    Don't use TikTok, buy older cars from individuals where possible, and learn how to fix them yourself. So much less fiscal pain in the long run, as long as you're a discerning buyer.

  6. #6
    Site Supporter Joe in PNG's Avatar
    Join Date
    Feb 2011
    Papua New Guinea; formerly Florida
    'Free Money', 'Easy Credit', and taxpayer funded Bread & Circuses are to a society what meth is to an individual.
    "You win 100% of the fights you avoid. If you're not there when it happens, you don't lose." - William Aprill
    "I've owned a guitar for 31 years and that sure hasn't made me a musician, let alone an expert. It's made me a guy who owns a guitar."- BBI

  7. #7
    Holy crap! Maybe it's because I haven't had a car payment in about 5 years, but that's insane to me. I can't imagine paying that much of my take home income for a vehicle. Some of those people were paying more than what I was paying for my last mortgage and almost as much as I'm paying for my current one.
    My posts only represent my personal opinion and do not necessarily reflect the opinions or official policies of any employer, past or present. Obvious spelling errors are likely the result of an iPhone keyboard.

  8. #8
    Site Supporter JohnO's Avatar
    Join Date
    Oct 2011
    CT (behind Enemy lines)
    Quote Originally Posted by Joe in PNG View Post
    'Free Money', 'Easy Credit', and taxpayer funded Bread & Circuses are to a society what meth is to an individual.
    Vehicle Loan Forgiveness is probably right around the corner. When the Dems need more votes it could happen.

    And if I hadn't paid for 3 kids college education I could have one of those fancy trucks in my driveway now. For years I wondered if I was being a dummy paying with the possibility of Student Loan Forgiveness having been bandied about for many years. Apparently now I will have the privilege of paying for others.

  9. #9
    Join Date
    Oct 2015
    Rochester Hills, MI
    That blows my mind. Half of those car payments are more than our mortgage payment. Iím not rich by any means, but I canít imagine paying that for a car payment on my salary. Hell, Iíve got my current vehicle for at least 4 more years and Iím already strategizing how I can find the best truck/SUV that I can make last for 10 years when I go to trade this one in and hopefully pay the same for it that Iím paying on this one now.

  10. #10
    Site Supporter CCT125US's Avatar
    Join Date
    Apr 2011
    Lane 14, behind the gun.
    Yes it is, and alot of others as well.

    Wife and I have never had a car payment in 45 years. People make choices and prioritize things differently. Do you, but your situation is often (not always) your own choosing.

    I think this video may be good example of confusing needs and wants.
    What in the name of Weaver, tea cup is going on here?

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