A few friends of mine live on small lakes that are big enough to run a jet ski or ski boat on, but don't have public boating access. So you get the best of both unless one of your neighbors is a jerk... but that's a risk anywhere.
"You win 100% of the fights you avoid. If you're not there when it happens, you don't lose." - William Aprill
"I've owned a guitar for 31 years and that sure hasn't made me a musician, let alone an expert. It's made me a guy who owns a guitar."- BBI
I grew up on Lake Murray and my mother still lives there.
They typically draw it down in the winter both to help control hydrilla and for folks to make dock repairs.
Depending upon how deep your dock is you may or may not leave the boat tied year round. Many people have lifts to keep it out of the water or use the winter for maintenance.
The fishing is fine.
People don't really pull into your yard unless they know you or are having an issue.
Since its a reservoir the level is controlled by Dominion Energy. They also own to the 360ft mark and you need their approval to build docks, cut trees, or to build a fence on that land. There are likely some decorative iron fences around but they are very few and far between.
Except for Hawaii they get to deal with asshole tourists from the west and the east, or so I’ve heard.
Paging @theJanitor