Have been thinking of moving from USAA after well over 20 years for some time. Especially since they divested themselves of several investing services (529s & retirement funds) & we wound up with new accounts with companies we knew nothing of. Also, other issues related to comments this thread of outgrowing what made them successful. Don't want to derail the thread, but monitoring for recommendations on replacement companies for banking & insurance. LL please delete or move if not germane to thread.