I like you!
Duly noted regarding calling something unloaded versus unchambered.
I’m actually a safety nut, which is why I carry with a manual safety AIWB.
Philosophically, I don’t see the difference in actual safety between doing what I did racking on leg and drawing AIWB no safety. You are pointing a gun at yourself... when you reasonably do not think the gun will go off because of trigger finger discipline.
If I had my finger in the trigger guard when it was touching my leg, it’d be just as cringy as when a person draws AIWB with their finger on the trigger.
For example when I did the Fawbush three shots on target from concealment in under a second, I was concerned enough at that speed that I wore body armor on my leg, foot and groin, lol. Even though I never had a simulated ND in dry fire.