Originally Posted by
ER_STL
This is a bit of a long-shot but I figured I'd give it a try. We've got hail and wind damage to our roof and after talking to our insurance agent, they're likely to pay for a new one should we file a claim. My concern is that we've had two claims already in the last 8 years ($2k in 2012 and about $7k last year). I've heard that too many claims can lead to changes in your rates or a cancellation of coverage in the future. I've also heard that apparently Underwriting has a lot of say in this, but to date I've been unable to find any way of talking to them.
My question is simply this: can someone tell me if there's any way to determine whether or not I'm likely to lose my coverage if I file another claim (~$14k or so)?