I just bought a used 640 Pro last week, not having seen this thread first.
Luckily, mine seems to be well-constructed and everything is right when I shoot it. It is an older one, as the fired sample cartridge envelope is marked with a 2011 date. I'm unsure if that makes a difference in QC/QA or not.
The action is very smooth and has a moderate pull weight for a J-frame. The previous owner was a long-retired 70's/80's-era cop with a ton of old-time armorer's schools under his belt, including the factory S&W revolver course, so I have to wonder if he did a little tuning on it.
My only gripe is the sight regulation. Everything I shot seemed to be 2-3 inches low. The best load was the HST Micro, which only shot about an inch low.
Speaking of which, what's the favorite source for different height front sights for these guns?