I’ve lived in Payson now for 12 years and believe it is has about the perfect climate in AZ. It is centrally located. I can drive to Phoenix/Scottsdale in 1.5 hours, Flagstaff in 2 and Tucson in 3 hours. It is surrounded by National Forest and is limited in growth. Not a lot of jobs locally, you either need to be self employed, retired or willing to commute to the valley for work. Great local range and shooting club just outside of town. Town has basic day to day shopping and restaurants but if you want anything fancy or Costco/Sams Club/Trader Joe’s you’ll need to drive to the valley. Prescott has better shopping, but has grown tremendously over the past 20 years.