Out of the two you linked... 640 is also cut for moonclips.
How are you going to carry it? If how you originally planned (pocket), I’d go with the lighter gun with the shorter barrel.
Even if not cut for moonclips, it is a nice package. Pop in the Apex Duty/Carry kit, and you get a nice pull with an extended firing pin. If you want to get creative, send the cylinder out to TK or Pinnacle, and convert to 9mm. [emoji41]
Mine was a 642-1, which is there no-lock version. Picked it up back when the first runs of no-locks came out, and very happy with it. Redid it in NP3 Plus, but also have a 9mm cylinder... so sort of a convertible between it and .38.
I personally recommend the internal hammer over exposed or shrouded. Just more compact and easier to carry in deeper places. I also prefer the shorter barrel, as it makes pocket and other non-belt methods a little easier. Unsure what are to your requirements, but if you do go with a titanium cylinder, the loaded weights come out to about the empty weights of a similar revolver with steel cylinder. Drawback being you need to be careful with maintenance.