I had a ND (technically several) with an AR while loading due to hammer follow. It had failed to fire. On clearing the round and re-clambering a round, it went cyclic into the dirt 6 ft in front of me for about 5 rounds.
After changing my shorts I assessed the problem and found one of the pins holding the trigger group had backed out of one side of the receiver allowing the part of the trigger group that grabs the hammer after firing (don’t know technical name) to be cock-eyed and and miss the hammer as it cycled. The hammer followed the bolt home and continued to light off rounds til it caught again.
It was a new to me, used rifle and the prior owner had installed and not reinstalled properly the pins and springs so that the arms of the springs go into the grooves on the pins and hold them in place.
So I agree with having a good backstop while loading. [emoji106]