1. I generally use the ATM in a police station lobby.
2. When using an outdoor ATM, I circle the whole building first, scouting the area.
3. Given the choice of carrying guns, or drinking, I carry. It is not that I am a tee-totaler; I just see no reason to drink in public, other than perhaps a toast at a social occasion, a glass of wine with dinner, or a premium margarita with really good Mexican food. Note the singular drink in each example.