I've already looked up loading data for the .38 S&W, including which loads are OK for top-breaks. There are some decent options using hard-cast semi-wadcutters in .36o diameter that won't over-stress the gun. I'm thinking of a 158 Gr./.360 SWC load that ought to make 550-575 fps. out of this short barrel. This will give it performance comparable or slightly superior to many .380 auto loads.
If I stick to loads that have already proven safe in top-breaks I'm not worried about blowing up the gun- the S&Ws were much higher quality than most other top-breaks of their era. I am concerned about accelerated wear so I am going to adopt a nice, conservative approach and not fire the gun as much as I would a modern piece. I already know that I can shoot the gun well and hit what I aim at, so 'maintenance' practice is all that is really needed. Which is a shame; I really enjoy shooting this gun!