Has anything changed on this recently? Considering how dicey things are getting out there these days I’ve gone back to consdiering at least getting SOMETHING that could assist.
Has anything changed on this recently? Considering how dicey things are getting out there these days I’ve gone back to consdiering at least getting SOMETHING that could assist.
ACLDN is the only service I find worthwhile.Originally Posted by spinmove_
“There is no growth in the comfort zone.”--Jocko Willink
"You can never have too many knives." --Joe Ambercrombie
I continue to be a member of and recommend ACLDN.
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Any legal information I may post is general information, and is not legal advice. Such information may or may not apply to your specific situation. I am not your attorney unless an attorney-client relationship is separately and privately established.
I am curious for your thoughts on this. And how you reached this conclusion. I really do like the people involved with ACLDN and running it.
But CCWSafe seems to have more extensive financial coverage.
CCWSafe does look good. Thanks for posting this. I wasn't aware that they also provide unlimited funds for criminal and civil litigation.
“There is no growth in the comfort zone.”--Jocko Willink
"You can never have too many knives." --Joe Ambercrombie
FWIW, I left ACLDN, (which I was with for a year or two), to sign up with CCW Safe a few years back. The combination of coverages, criminal, civil and bond at a fair price...and a review of the fine print in comparison with other such plans, was enough to motivate the move.
There's nothing civil about this war.
Another data point: based on the advice earlier in this thread I just asked my State Farm agent some questions like "how do my policies relate to the aftermath of a defensive encounter", "how does the calculus change when things are less 'clean'", "how do things change when it's out of state", as well as some clarification on specific terms in my umbrella policy.
He thanked me for the questions and replied that it's a grey area, there are too many scenarios that could deny coverage, these kinds of questions are best suited for a lawyer, and even if some of the hypotheticals I posed (from a clean shoot to a dirty one) actually happened then it would be referred to the claims and legal departments to sort out. Then he suggested that the courts are probably split on the question of whether acts of self-defense could even be covered under homeowners policies, and he sent me this link: https://www.irmi.com/articles/expert...f-self-defense Granted, that link is in relation to homeowners policies instead of umbrella policies. But my umbrella policy has a similar kind of vague (to me at least) exclusion related to "acts with specific intent to cause any harm".
So I think that answers the question for me of how much I would be able to rely on "normal" insurance policies to help me in the aftermath.
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