BoA Anti-Gun News

[timothhy]

Hey everyone, first time post from a first time poster.

Thought I would start out by letting you all know about this: http://www.thetruthaboutguns.com/2012/04/daniel-zimmerman/nationalized-bank-of-america-to-mcmillan-drop-dead/

[dookie1481]

Hey everyone, first time post from a first time poster.

Thought I would start out by letting you all know about this: http://www.thetruthaboutguns.com/2012/04/daniel-zimmerman/nationalized-bank-of-america-to-mcmillan-drop-dead/

Holy shit. They didn't even seem even remotely remorseful, from the way Mr. McMillan tells it.

[Spr1]

Nauseating.

[RoyGBiv]

I had an account at BofA for about 2 weeks once. They suck, IMO.

[JV_]

an extremely satisfied member/customer for over 20 yearsHere too, but for 10 years.

[NickA]

Mrs. A works for a smaller local bank. They took no TARP money, weren't involved in the mortgage mess, none of that stuff. Yet the ensuing regulations make it nearly impossible for them to make money. You just about have to keep an extra 3 or 4 people on staff just to keep up with compliance issues. It's almost like the government stacked everything so that the big banks who took their money are the only ones who can survive ;)

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[fuse]

Now that USAA has opened up their banking services to non-military there should little need for people to do business with other banks.

I have no affiliation with USAA other than being an extremely satisfied member/customer for over 20 years. I highly recommend them.


Navy federal here.

[RoyGBiv]

USAA
Here in TX (USAA's home, AFAIK), USAA is in hot water with the CHL community as they prohibit concealed carry in their branches as well as their workplace. No such problems with Chase.

http://texaschlforum.com/viewtopic.php?f=23&t=35988

http://texaschlforum.com/viewtopic.php?f=110&t=46011&p=584238

King of the 2A-friendly banking community in Texas is Chappell Hill Bank. (http://fellowshipofminds.wordpress.com/2011/07/23/texas-banks-new-sign/)
Unfortunately, no branches near me.

http://gunfreezone.net/wordpress/wp-content/uploads/2010/08/chappell-hill-bank.jpg

[JM Campbell]

If it is not a 3006 sign ....not valid period.

I love that chase sign.

My bank has invalid signs, I disregard concealed is concealed and I'm protected to a point legally
with their improper sign.

I work right across from USAA HQ complex and we have received their bomb threats by mistake.



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[dookie1481]

Mrs. A works for a smaller local bank. They took no TARP money, weren't involved in the mortgage mess, none of that stuff. Yet the ensuing regulations make it nearly impossible for them to make money. You just about have to keep an extra 3 or 4 people on staff just to keep up with compliance issues. It's almost like the government stacked everything so that the big banks who took their money are the only ones who can survive ;)

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http://i.imgur.com/bvkBr.jpg

[JDM]

That's because there are no USAA branches here. :p

[NickA]

On an only slightly related note, why do people go into bank branches any way? It's a serious question. In the 20+ years I've been with USAA I've channeled millions of dollars through them and I've never once felt the need to walk in to a branch. I've got to be missing something.
A few off the top of my head- dropping off cash deposits, cashing checks (you'd be surprised how many people don't have a bank account), and filling out paperwork for loans, etc that require signatures and photo ID. Of course I've been married to my banker for 15 years so it's been a long time since I had to actually go to the bank.

dookie- interesting chart, I'll have to share it with the wife.

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[RoyGBiv]

why do people go into bank branches any way?
Notary, safe deposit box, bank/teller checks, problem resolution.

My bank just recently posted a non-compliant "no guns" sign that I am free to ignore.
I had a nice chat with the branch manager about the sign, leaving out the part about it being non-compliant, just asking who they thought would be stopped from carrying past that sign. Wanted to make sure they were smart enough to know that stupid sign would only stop a "good guy".

I now do everything through the drive through except the things listed above.
I sure do miss chatting up the friendly bank teller. She always brightened my day a bit.
Now I wave through the car window and talk via the too-loud intercom. Not the same thing.

YMMV

[JeffJ]

I choose to believe that business owners are smart enough to understand that non-compliant signs are only there to make the ignorant masses feel better and that they post them with full understanding that I will be carrying my concealed handgun into thier business.

When I took my CHL class there was a liquour store owner there with his employees (good job small business owner!) I was really feeling good about things until his eyes lit up when the 30.06 sign was explained and he said, "So if I post that, people can't bring guns in my store!" He was serious, and excited. Keep in mind, this guy had been robbed at gun point more than once and really thought that posting a 30.06 would help him out.

/facepalm

ETA - In order to be a legal sign forbidding concealed handgun licensees from carrying in a business you must post a sign that quote's statute 30.06 and meets certain size and letter contrast requirements

[Zhurdan]

Being they don't have this requirement in Wyoming (that I've ever heard of)... is it just ironic that the statute is a rifle caliber or was that some sort of inside joke?

[RoyGBiv]

Being they don't have this requirement in Wyoming (that I've ever heard of)... is it just ironic that the statute is a rifle caliber or was that some sort of inside joke?

Funny coincidence from what I've read about it.

[TGS]

Notary, safe deposit box, bank/teller checks, problem resolution.

USAA has phenomenal problem resolution. When I first joined, I had some paperwork with them get misplaced, but I was utterly blown away by the service they provided to remedy it. I didn't just get a CS rep......I got the regional manager. It's not like I had to shout, threaten or beg, either. They're legitimately the happiest and friendliest employees I've ever dealt with of any business.

I've never once felt inconvenienced by online-only banking with USAA. In fact, I've experienced exponentially less headaches than any person I know who banks elsewhere. The membership services are outstanding, as well....they do a lot more than just hold your money.

Certified bank checks can be mailed to you if needed. I've never asked for them.....I use a Postal MO if banking in the 21st century like a normal person (i.e. with cards or online) is not an option. Maybe I'm missing something due to my age, but I don't know why I need a bank with a notary, either. There's a million notaries at random businesses. The one I used when I lived in Virginia was a local Fedex place....

Before I had USAA, I thought that physical banks were a royal PITA to deal with. Banker hours? Please. Lazy ****s.

[TGS]

I choose to believe that business owners are smart enough to understand that non-compliant signs are only there to make the ignorant masses feel better and that they post them with full understanding that I will be carrying my concealed handgun into thier business.

If you travel, just make sure to check up on the laws.

In Virginia, if it's posted, they still have to ask you to leave before you can be hit with anything (trespassing).

In Pennsylvania, however, if it's posted then you've already had your first warning and carrying in posted areas is it's own little offense. It would suck to have some sort of injury/fall/blackout in a posted store and wake up handcuffed in a hospital.

[JeffJ]

I travel often and am a big fan of http://www.handgunlaw.us/

[flip7]

+1 for USAA
On the topic of BofA and dropping Mcmillian(sp). I walked past a BofA branch in SanFrancisco today and they did not seem to have a problem with their outside security guard carrying a nickel played revolver. I am not sure I can even spell hypocritical - not I know it when I see it.

[Joe in PNG]

On a positive note, my credit union bans the wearing of sunglasses, hoodies, hats, and the use of phones. But nothing about ccw.

[Slavex]

my bankd and several other business nearby also prohibit the wearing of sunglasses, hoodies and the use of cellphones. So I always make a point of wearing them and using them anyhow. haven't been asked to leave yet.

[Long tom coffin]

Here in TX (USAA's home, AFAIK), USAA is in hot water with the CHL community as they prohibit concealed carry in their branches as well as their workplace. No such problems with Chase.

http://texaschlforum.com/viewtopic.php?f=23&t=35988

http://texaschlforum.com/viewtopic.php?f=110&t=46011&p=584238

King of the 2A-friendly banking community in Texas is Chappell Hill Bank. (http://fellowshipofminds.wordpress.com/2011/07/23/texas-banks-new-sign/)
Unfortunately, no branches near me.

http://gunfreezone.net/wordpress/wp-content/uploads/2010/08/chappell-hill-bank.jpg




I used to bank with BofA (before I knew better), and a law firm I used to work for handled a fair amount of business for them (till tappers, check kiters, etc). Completely unscrupulous and disgusting.


Fortunately, St. Louis and the surrounding areas has a very large contingent of quality credit unions that are separately owned but interconnected through deposit agreements and such. Taken together, the CU system here is probably the largest local network of brick and mortar locations and ATMs.

Commerce Bank out of Kansas City, US Bank, and BOA are the three largest for-profits in town; they all prohibit carry, so far as I know. The credit unions do not. I had an interesting conversation with a credit union VP who also happened to be one of my college professors for my consumer finance and investment courses, and he indicated that it was a deliberate decision not to post on the part of the credit unions. The VP said that they had "determined" that a significant amount of their client base was "gun friendly", so they saw no reason to possibly alienate clients. He also pointed out that his greatest fear was a CCW'r trying to do the right, if misguided thing by attempting to stop an armed robbery at one of their locations. His words : "For God's sake, get down, shut up, and let them take the damn money. That we can replace. Our customers and employees we can't."