If ever there was an example of how messed up California's insurance situation is:
https://krcrtv.com/news/local/califo...tation-project
Recently Cal Fire struck out trying to get fire insurance for a fire station.
Cal Fire operates the Ishi Conservation Camp in the foothills of Tehama County. It's roughly 325 miles north of Fresno. Inmates at the camp learn firefighting skills and then provide fire protection to four counties in the region.
Recently a State Senate budget committee learned from Victor Lopez with the Department of Finance that an $11 million project to replace the kitchen at Ishi Conservation Camp stalled because fire insurance couldn't be obtained. "They weren't interested in selling insurance policies in the region due to the perceived fire risk in the area," said Lopez.
Cal Fire turned to Fair Plan, a state program that all California property owners have access to. Since the project is being paid with bond money, Fair Plan couldn't provide sufficient coverage to meet the requirements of the bond underwriters.