Thanks much.. I only had about 4 years of SSA taxed employment during college and after, then 27 years on the PD, now 3 years of taxed security/EP work since. I'm only working 3-4 days a month now, but it pays well and keeps the SSA credits rolling in. It will be another 12+ years before social security age, so if I keep working a bit (albeit very part-time) I should have around 20 SSA contribution years before it's time to draw. Hopefully that will be enough of a monthly benefit to keep me in bourbon, if nothing else.