Begin with the end in mind. Many folks think sending rounds down range equals an ever increasing skill. I believe Ben Stoeger used 5K to make GM. He had a unique (IMO) method to do that. The way he broke down metrics, classifiers, and required performance is interesting. Through dry fire, he made it work for him on a limited budget.
Looking back over the past several years of my dedicated shooting, there was a period of about 2 years where I shot between 200 - 1000 week, and dry fired 4 times a week. I was learning what I needed to do. I could afford it and time allowed. Currently, I am more interested in skills maintenance vs. getting sub 4 FAST runs. My on demand cold performance is much higher than my best ever warmed up runs 18 months ago. To a degree, I have learned how to shoot, and just an occasional reminder is needed in live fire Life is busy, this month I may have shot 250 rds. However I dryfire every night and still push myself where I can.
In regards to range access, you may want to check out an old thread of mine:
http://pistol-forum.com/showthread.p...ughts+shooting
In regards to reloading, my cost is about $6.25 / 50 of MG 124gr JHP, 4.9gr of Unique, CCI SPP, and range brass. I don't save money reloading, I just shoot more. I actually have been putting off buying a case of MG (3750 rds) because of lack of time to reload. That and a buddy kindly pointed out that I was an ammo junky. If I had it, I would shoot it. Buying a box or two here and there has forced me to be more disciplined in live fire. Nothing wrong with that.